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Accident-and-Health-or-Sickness-Producer PDF Practice Q&A's

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Maryland Insurance Administration MarylandAccident and Health or Sickness Producer Series 20-24 Sample Questions:

1. All of the following services are covered under the Medicare Supplement preventive care benefit EXCEPT:

A) Hearing tests
B) Outpatient prescription vitamins
C) Immunizations
D) Routine physical examinations


2. Before issuing a policy of long-term care insurance to an applicant who is at least 80 years old, unless the policy is guaranteed issue, the carrier shall obtain a:

A) Copy of the person's living will
B) Power of attorney
C) Applicant's family's consent
D) Report of a physical examination


3. Under Maryland law, the agreement between an insurance producer and insurer under which the insurance producer, for compensation, may sell, solicit, or negotiate policies issued by the insurer is defined as:

A) A binding agreement
B) An appointment
C) A license
D) A certificate of authority


4. The typical group disability income insurance policy EXCLUDES coverage for disability resulting from:

A) Military service
B) Injuries occurring in the home
C) Commercial airline crashes
D) Automobile accidents


5. It is unlawful for a person to provide an advertisement that:

A) Points out coverage advantages of a policy
B) Refers to the insurer's financial rating
C) Makes a comparison of benefits between policies
D) Uses a policy title to misrepresent a coverage


Solutions:

Question # 1
Answer: B
Question # 2
Answer: D
Question # 3
Answer: B
Question # 4
Answer: A
Question # 5
Answer: D

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